Tippa
Automating the flow of value from the projects you love to the dependencies that power them
📍 Team Location: Colombia
About the Product
Tippa leverages the Stellar network’s low latency and minimal fees to create a "Pay-it-Forward" logic at the protocol level.
Configurable Cascades: Users set a "Tippa Profile" specifying what percentage (e.g., 5%) of incoming funds should be forwarded to specific Stellar addresses.
Atomic Transactions: Utilizing Stellar’s path payments and multi-operation transactions, the split happens near-instantly, ensuring the receiver doesn't have to manually "send" the next leg of the journey.
Transparency & Control: Receivers can opt-in to cascades, ensuring they only support projects or suppliers they trust, creating a "web of value."
Business Model: Tippa takes a nominal fee (e.g., 0.5%) on each "hop" in the cascade, incentivizing the platform to grow the ecosystem of interconnected payments.
Problem & Solutions
Problem
The "Unseen Infrastructure" Funding Gap. Modern software and commerce rely on a massive, invisible web of contributors. Currently, if you donate to a project or pay a merchant, that value stops at the top level. The maintainers of the underlying packages, the local suppliers, or the sub-contributors who made that transaction possible receive nothing. Manually distributing these funds is a logistical nightmare of high fees and "middleman" friction.
Solution
Tippa leverages the Stellar network’s low latency and minimal fees to create a "Pay-it-Forward" logic at the protocol level.
Configurable Cascades: Users set a "Tippa Profile" specifying what percentage (e.g., 5%) of incoming funds should be forwarded to specific Stellar addresses.
Atomic Transactions: Utilizing Stellar’s path payments and multi-operation transactions, the split happens near-instantly, ensuring the receiver doesn't have to manually "send" the next leg of the journey.
Transparency & Control: Receivers can opt-in to cascades, ensuring they only support projects or suppliers they trust, creating a "web of value."
Business Model: Tippa takes a nominal fee (e.g., 0.5%) on each "hop" in the cascade, incentivizing the platform to grow the ecosystem of interconnected payments.
Customer Segments
Open Source Maintainers: Developers who want to ensure their dependencies are funded automatically when their own project receives a donation.
Small Merchants & Artisans: Vendors who want to instantly split a percentage of a sale with their suppliers or local community funds.
Charity Ecosystems: Non-profits that want to show transparent "trickle-down" impact, where a donation to a head office automatically branches out to local chapters.
SaaS Platforms: Businesses looking to integrate "fair-share" payouts for their API providers or integrated services.